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The money app that shows its working.

Salary, investments, loans, goals and tax, added up on your own Windows PC. Open any figure to see what went into it: the entries, the prices and the dates.

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No account. No bank logins. This page made 0 third-party requests.

Net worth · sample data

₹19,18,637

₹9,16,037.36Investments7 lines, at the last prices you entered
  1. HDFC BankHDFCBANK120 × ₹1,540.00entered 4 Sep 2025₹1,84,800.00
  2. Apple Inc.AAPL12 × $182.00 × ₹83.20entered 5 Sep 2025₹1,81,708.80
  3. Investing cashcashdeposits − purchases − fees1 deposit and 28 purchases₹1,34,106.58
  4. Nippon India Nifty 50 BeESNIFTYBEES444.88 × ₹286.10entered 5 Sep 2026₹1,27,280.17
  5. Sovereign Gold Bond 2030SGBAUG3020 × ₹6,100.00entered 8 Oct 2025₹1,22,000.00
  6. Parag Parikh Flexi Cap FundPPFAS-FLEXI1,226.843 × ₹85.90entered 5 Sep 2026₹1,05,385.81
  7. BitcoinBTC0.012 × $61,000.00 × ₹83.00entered 11 Nov 2025₹60,756.00
₹14,41,000.00Accounts5 accounts: bank, EPF and PPF balances you entered
₹4,38,400.00Liabilities2 balances you entered
Data
Sample, fictional
Prices
Last entered · live off
Entries
29 and 2 balances
As of
27 Sep 2026

From what you entered to one number.

  1. What you entered

    29 entries over a year: 1 deposit, 4 purchases and 24 monthly SIPs. Plus 5 account balances and the 2 balances you owe.

    Entries · 29sample data
    What you entered
    DateEntrySymbolDetail
    2 Sep 2025Depositcash₹9,00,000.00
    4 Sep 2025BuyHDFCBANK120 @ ₹1,540.00 · fee ₹180.00
    5 Sep 2025BuyAAPL12 @ $182.00 · ₹83.20/$ · fee ₹240.00
    5 Oct 2025SIPNIFTYBEES39.22 @ ₹255.00 · fee ₹5.00
    5 Oct 2025SIPPPFAS-FLEXI110.957 @ ₹72.10
    8 Oct 2025BuySGBAUG3020 @ ₹6,100.00
    5 Nov 2025SIPNIFTYBEES38.7 @ ₹258.40 · fee ₹5.00
    5 Nov 2025SIPPPFAS-FLEXI108.992 @ ₹73.40
    11 Nov 2025BuyBTC0.012 @ $61,000.00 · ₹83.00/$ · fee ₹150.00
    5 Dec 2025SIPNIFTYBEES38.15 @ ₹262.10 · fee ₹5.00
    5 Dec 2025SIPPPFAS-FLEXI106.88 @ ₹74.85
    5 Jan 2026SIPNIFTYBEES38.49 @ ₹259.80 · fee ₹5.00
    5 Jan 2026SIPPPFAS-FLEXI107.817 @ ₹74.20
    5 Feb 2026SIPNIFTYBEES37.55 @ ₹266.30 · fee ₹5.00
    5 Feb 2026SIPPPFAS-FLEXI104.031 @ ₹76.90
    5 Mar 2026SIPNIFTYBEES36.91 @ ₹270.90 · fee ₹5.00
    5 Mar 2026SIPPPFAS-FLEXI102.106 @ ₹78.35
    5 Apr 2026SIPNIFTYBEES37.29 @ ₹268.20 · fee ₹5.00
    5 Apr 2026SIPPPFAS-FLEXI103.093 @ ₹77.60
    5 May 2026SIPNIFTYBEES36.42 @ ₹274.60 · fee ₹5.00
    5 May 2026SIPPPFAS-FLEXI99.875 @ ₹80.10
    5 Jun 2026SIPNIFTYBEES35.8 @ ₹279.30 · fee ₹5.00
    5 Jun 2026SIPPPFAS-FLEXI97.029 @ ₹82.45
    5 Jul 2026SIPNIFTYBEES36.13 @ ₹276.80 · fee ₹5.00
    5 Jul 2026SIPPPFAS-FLEXI97.919 @ ₹81.70
    5 Aug 2026SIPNIFTYBEES35.27 @ ₹283.50 · fee ₹5.00
    5 Aug 2026SIPPPFAS-FLEXI95.012 @ ₹84.20
    5 Sep 2026SIPNIFTYBEES34.95 @ ₹286.10 · fee ₹5.00
    5 Sep 2026SIPPPFAS-FLEXI93.132 @ ₹85.90
    Balances you entered
    AccountEmployees' Provident Fund₹8,14,000.00
    AccountPublic Provident Fund₹3,22,000.00
    AccountHDFC Savings₹2,42,000.00
    AccountICICI Salary account₹61,500.00
    AccountOld Paytm wallet₹1,500.00
    OwedCar loan₹4,20,000.00
    OwedHDFC Regalia credit card₹18,400.00

  2. What Pocket does with it

    Each holding is its quantity times the last price you entered, converted at that entry’s rupee rate. Cash is what you deposited, less what you spent buying and the fees.

    Lines · 7quantity × last price
    What Pocket does with it
    LineWorkingValue
    HDFCBANK120 × ₹1,540.00₹1,84,800.00
    AAPL12 × $182.00 × ₹83.20₹1,81,708.80
    cashdeposits − purchases − fees₹1,34,106.58
    NIFTYBEES444.88 × ₹286.10₹1,27,280.17
    SGBAUG3020 × ₹6,100.00₹1,22,000.00
    PPFAS-FLEXI1,226.843 × ₹85.90₹1,05,385.81
    BTC0.012 × $61,000.00 × ₹83.00₹60,756.00
    Investments₹9,16,037.36

  3. One figure, with its working

    Tracked assets less what you owe is your net worth. Every step happens on your PC, and every step can be opened.

    Net worthinvestments + accounts − liabilities
    One figure, with its working
    Investments₹9,16,037.36
    Accounts₹14,41,000.00
    Liabilities−₹4,38,400.00
    Net worth₹19,18,637.36
    Computed
    On your PC
    Network
    None · live prices off
    Entries
    29 + 7 balances
    Oldest price
    HDFCBANK, 4 Sep 2025

Your financial data never leaves your device.

Not by default, and never quietly. There is no Pocket account and no Pocket server. Live prices, encrypted sync and hosted AI happen only if you switch them on, and go only where you send them.

0

third-party requests made by this page, counted by your own browser as it loaded.

  • Your financial databaseOn this PCNever uploaded to Pocket. Vault files and backups are sealed with AES‑256‑GCM.
  • Live pricesOffInstrument identifiers such as ticker symbols, never your name, quantities or account details.
  • Encrypted syncOffAn encrypted copy, sealed with your passphrase, goes only to the folder you choose.
  • Hosted AIOffOnly with your own API key: a numeric summary such as totals and allocation, never names, notes or entries.

What Pocket will never do.

Trust needs boundaries as much as it needs features.

  • No trades.It never executes transactions or moves real money. Planning only.
  • No bank logins.It never asks for credentials. Imports are file-based, by design.
  • No guarantees.Projections are illustrations with stated assumptions, never promised outcomes.
  • No advice.Not a SEBI-registered adviser, and not a replacement for one.
  • No data grab.Your financial database is never uploaded to Pocket servers by default.

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