Everything you need. Nothing you don't.
The all-in-one financial operating system. Powerful features, deep insights and complete control — all your finances, beautifully connected.
A complete suite of powerful tools
Every module below ships in today's Windows early-access build. Founder Pro marks modules unlocked in full by the paid plan.
Financial Health
Get your Financial Health Score and know exactly where you stand.
- Health Score (0–100)
- 9 weighted health factors
- The note behind each factor
Goals & Retirement
Plan every goal. Visualize your future. Retire with confidence.
- Retirement planner
- Goal tracking
- Milestone timeline
Cash Flow
Understand your money flow and take control.
- Income vs Expenses
- Budgeting (50/30/20)
- Cash runway
Investments
Track, analyze and grow your investments smarter.
- Portfolio allocation
- Holdings analysis
- Rebalancing alerts
Debt Manager
Take control of debt and become debt-free faster.
- All loans in one place
- Snowball & avalanche
- Payoff simulator
Tax Planner
Founder ProOptimize taxes. Save more. Keep more of what you earn.
- Old vs new regime
- Tax saving suggestions
- PDF tax report
Protection
Protect what matters most. Your family. Your future.
- Insurance tracker
- Emergency fund
- Estate planning
Documents
All your important documents. Safe. Encrypted. Accessible.
- Encrypted vault
- Organized folders
- On-device storage
AI Copilot
Your AI financial partner. Ask anything. Get clarity. See how AI Copilot works →
- Natural conversations
- Personalized answers
- Data-driven insights
Reports
Founder ProBeautiful reports that help you make better decisions.
- Wealth & tax reports
- Retirement report
- Print to PDF
Household
Manage your entire household finances together.
- Shared goals
- Shared expenses
- Family overview
Import & Sync
Import statements. Auto-categorize. Save hours every month.
- Bank statement CSVs: HDFC, ICICI, SBI, Axis, Kotak
- UPI transactions, read from those statements
- Auto-categorization
Deeper where it counts
Seven connected features that turn Pocket from complete into everyday-complete — built into the app on desktop and mobile, with the numbers parity-locked across both.
- Phase-1 depth · built, in verification. In the codebase now and going through the pre-launch verification pass — they roll into the build after that, not into today's early-access download.
- Account & asset registry
- One master list across 16 account types — net worth with honest stale / undated flags on every balance.
- Advanced transaction management
- Merchant-name cleanup, category-confidence scoring, transfer & refund detection, a review inbox, search and split — suggestions, never auto-applied.
- Subscription & bill manager
- Your monthly fixed obligation, upcoming renewals, and honest alerts for price creep and possibly-forgotten subscriptions.
- Deeper investment analytics
- Concentration, sector & geography exposure, fund overlap, benchmark, capital-gains classification and a plain-language risk read.
- Salary & payslip intelligence India-first
- CTC vs take-home, EPF, TDS, Form 16 and annual projection — the differentiator no generic tracker offers.
- Tax & emergency workspaces
- Estimated liability, deductions & advance-tax planning, plus a nominee, will and insurance-claim readiness pack. Planning, not filing advice.
- Monthly Financial Check-in
- One guided monthly pass that pulls the real signal from every module above into a single habit and a next-month action plan.
Built for people who value privacy and clarity.
- All-in-one.
- Everything in one place.
- Private by design.
- Your data. Your control. It runs on your device, and nothing is uploaded by default.
- Strong security.
- The document vault and backups use AES-256-GCM, with keys from your passphrase.
- No tracking.
- No cloud required. No tracking, ever.
- Works offline.
- Your data and every calculation stay on the device; only live prices and hosted AI, if you switch it on, need a connection.
- AI-powered.
- Insights that move you forward.
- Built for India.
- Tax, investments & regulations covered. Made in India, for the world.
One system. Every decision. Total clarity.
Ready to take control of your financial life?
Get early accessWindows early access today · macOS and Android in internal testing