Building the future of personal finance.
Our journey ahead: we're on a mission to give you complete clarity and control over your financial life. Here's what we're building next.
Our roadmap
Last updated 19 September 2026 · Roadmap items are directional and may change with testing, security review and user feedback. Items involving email, sync or hosted AI will ship opt-in, with clear privacy disclosures.
- Just built · in verification. The Phase-1 depth layer — seven connected features now in the app on desktop & mobile, cross-platform parity-locked, going through the pre-launch verification pass before release: account & asset registry, advanced transaction management, subscription & bill manager, investment analytics, salary & payslip (India-first), tax & emergency, and the monthly check-in.
Today
Released
You are hereFoundation
Everything you need to manage your finances with clarity and privacy.
- Core finance tracking
- AI Copilot (On-Device)
- Investments overview
- Goals & retirement planner
- Debt manager
- Document vault
- Reports & insights
- Local-first & private by default
Q3 2026
In development
Smart Insights
Deeper intelligence to help you make better financial decisions.
- Next-gen analytics engine — built, verifying
- Smarter cash-flow forecasting
- Budget suggestions
- Investment performance analytics — built, verifying
- Recurring transaction detection — built, verifying
- Custom categories & rules (advanced) — built, verifying
- Email reports
- Native Android app — internal testing
- macOS & Linux desktop builds — internal testing
Q4 2026
Planned
More Power
More ways to grow, protect, and optimize your wealth.
- Database encryption at rest — already live in the mobile builds; desktop next
- Tax optimizer enhancements
- Portfolio rebalancing optimizer
- Insurance tracking & optimizer
- Net worth projections
- Expanded scenario library
- Multi-device secure sync (expanded)
- Widgets & dashboard enhancements
2027
Planned
AI That Knows You
Hyper-personalized AI that understands your life and your goals.
- Proactive financial guidance
- AI-powered goal coach
- Anomaly detection & alerts
- Smart tax optimization
- Voice interactions (with privacy)
- Advanced what-if simulations
- Predictive health score (AI-driven)
Beyond
Exploring
A Global Vision
Expanding access and building the most trusted financial OS in the world.
- Multi-currency support
- Global regulatory compliance
- Open API & integrations
- Family & shared finances (expanded)
- Business finances
- Community insights (privacy-safe)
- And much more…
Guided by our principles
- Privacy by design
- Your data stays on your device.
- User in control
- You decide what to share, if ever.
- No dark patterns
- Transparent, ethical, always.
- Built to last
- Sustainable, reliable, and future-ready.
- Offline-first
- Works perfectly, without internet.
- Made for you
- Designed to improve your financial life.
Built in public. For you.
We believe the best products are built together. Your feedback shapes Pocket.
- Vote on upcoming features
- Share feedback & ideas
- See what we're working on
“Every feature is shaped by the people who use Pocket. This roadmap reflects our current priorities and will evolve with your feedback.”
The best is yet to come.
We're building the future of personal finance, one update at a time.
Votes go by email. Our address is changing, so voting reopens once the new one is on the Contact page.