Modern finance is broken.
Your financial life is scattered across dozens of apps, spreadsheets and documents. It's time for a better way.
Where your money lives today
- Budget
- Tracks spending
- Investments
- Shows returns
- Taxes
- Once a year
- Notes & docs
- Scattered
- Insurance
- Forgotten
- Spreadsheets
- Manual
- Retirement
- Never planned
Multiple apps. Multiple logins. Multiple problems.
The old way
- Data scattered across services
- No complete picture
- Manual work all the time
- Little privacy control
- Recurring costs, little clarity
One Operating System. Everything connected.
The Pocket way
- All your finances in one place
- AI that understands you
- Guided setup & smart imports
- Private & on-device by default
- Built for decades, not quarters
Connected in one database: Financial Health · Goals · Investments · Cash Flow · AI Copilot · Reports
Not just answers. Personalized planning insights.
Pocket AI looks at your entire financial picture — income, expenses, investments, goals, taxes and risk profile — before giving you a personalized plan.
You ask
“Can I retire at 52?”
Pocket analyzes
Income, expenses, investments, debt, inflation, taxes and insurance.
You get clarity
Retiring at 52 looks achievable — scenario score 93/100 under your assumptions. Current score 81; with the plan, 93.
An illustrative example: scores come from your own numbers and the assumptions you set. See the full example →
Privacy isn't a feature. It's the foundation.
Pocket is local-first — nothing is uploaded unless you choose to export, back up, sync or turn on hosted AI.
Cloud apps
- Data uploaded
- Tracked & profiled
- Ads & selling data
- Security risks
- You lose control
Pocket, on your device
- Runs locally
- Document vault and backups encrypted with AES-256
- No cloud required
- No ads. Ever.
- You own your data
One score. Complete picture.
Pocket's Financial Health Score looks at what really matters — so you always know where you stand. Nine weighted factors, each explained in plain English.
- Savings rate
- The share of your income you keep
- 15%
- Emergency fund
- How close your safety net is to fully funded
- 15%
- Debt load
- Your debt as a share of your assets
- 15%
- Cash flow
- Whether you spend less than you earn
- 10%
- Goal progress
- Whether your plan reaches your retirement need
- 10%
- Investing
- Whether you are invested, and how much in growth assets
- 10%
- Budget discipline
- How many of your budgets are on track
- 10%
- Protection
- Your life and health cover against what your household would need
- 10%
- Diversification
- How widely you are spread across asset classes
- 5%
From your first salary to your legacy.
Pocket grows with you through every milestone of your financial life.
- 25
Start your career
Build habits
- 30
Grow wealth
Invest smart
- 35
Protect what matters
- 40
Optimize & accelerate
- 50
Retire early
Maybe
- 60+
Live freely
Leave a legacy
Designed for India. Built to expand.
Deeply integrated with India's financial ecosystem. Other countries are on the roadmap, not in the app today.
- Indian taxation
- Old vs new regime, LTCG, STCG, deductions and advance tax — planning, not filing
- Investments
- EPF, NPS, PPF, ELSS, SIP and more
- Statements
- CSV and statement import — no bank linking
- Data care
- Private by design, on your device
- Foreign holdings
- US shares and crypto are tracked in their own currency and reported in INR. Multi-currency reporting is on the roadmap
Ask anything. Get clarity instantly.
- Can I buy a house?
- How much do I need to retire?
- Am I overspending?
- Should I increase my SIP?